Best Grocery Credit Cards in Canada

Groceries are getting more expensive, but the right credit card can turn that weekly spending into free food, cash back, or even travel points.

Here are the best grocery credit cards in Canada right now:

Scotiabank Gold American Express

For Foodies, Travellers & Grocery Hauls

  • 6x Points at Sobeys, FreshCo, Foodland, and more

  • 5x points on dining, food delivery and most other grocery stores

  • No foreign transaction fees when travelling or shopping online

  • Includes travel insurance, rental car coverage, and purchase protection

  • Redeem points for travel, groceries, gift cards, or bill credits

CIBC Dividend Visa Infinite

For Everyday Earners Who Just Want Cash

  • 4% cash back on groceries and gas (one of the highest rates in Canada)

  • 2% cash back on dining and recurring bills like Spotify, internet, or meal kits

  • Includes mobile device insurance and travel medical coverage

PC World Elite Mastercard

For Loyal PC Optimum Shoppers

  • 30 PC Optimum points per $1 at Loblaws, No Frills, Fortinos, and more

  • 45 points per $1 at Shoppers Drug Mart

  • No annual fee

  • Earn points on gas at Esso and Mobil

  • Includes travel emergency medical insurance

Simplii Financial Cash Back Visa

For Food Lovers Who Hate Annual Fees

  • 4% cash back at restaurants, cafés, and bars

  • 1.5% cash back on groceries, drugstores, and gas

  • No annual fee

  • Voted best credit card for young adults and newcomers

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