Canada technically avoided a recession, but are consumers really safe? We break down the Q4 earnings for all six major banks and explain why their loan-loss provisions are the only real answer you need.

Canada’s Big 6 banks—RBC, TD, Scotiabank, BMO, CIBC, and National Bank—are reporting earnings this week. Their results impact not just the TSX but also your TFSA, as they reveal how Canadians are borrowing, spending, and investing.