The TSX quietly crushed the S&P 500 in 2025—and Canadians are starting 2026 with up to $109,000 in TFSA room. Here’s what changed on January 1, why Canadian stocks outperformed, and how to position your money for the year ahead.

You don’t need a perfect plan to start investing—just a simple one. Here’s exactly how I’d invest $10,000 in Canada using a TFSA, low-cost ETFs, and a long-term mindset to set up 2026 with more clarity and less stress.

Starting from $0? Here’s how I’d rebuild my TFSA to $100,000 today. I’d begin with a small safety fund, then invest in three simple Canadian ETFs (VFV, VDY, and XEF) for long-term growth and passive income.

XFN (the iShares S&P/TSX Capped Financials ETF) has quietly beaten VOO over the past 5 years. It’s packed with Canada’s biggest banks and insurers, offering strong growth and monthly dividends. Here’s how it works and who it’s best for.